When I was growing up my parents had a very strict budget. They had been beaten rather brutally – as many were in the 80s – by 18% interest rates, the recession and then basically loosing a home that was their dream. The market where we lived in Far North Qld slumped and there were no buyers for the beautiful home they had built when it came time to sell. It was sold eventually, but they walked away with the shirts on their backs and their health.  Continue reading →